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Pittsburgh Credit Card Collection Defense Lawyers


Are you being sued by a Credit Card Company? Do you believe that you don't owe the debt, or that you don't owe the amount they claim is due? Then you need to consult with a Credit Card Collection Defense Attorney right away.  There are state and federal laws that protect your rights and interests when you are sued by a Credit Card Company.   At a minimum, the Credit Card Company must follow the provisions of the Fair Debt Collection Practices Act before they can file a lawsuit against you.  Save time in finding the right Pittsburgh Lawyer, because we have done the work for you. Our service is completely free to the public.  Our featured Credit Card Defense Attorney is listed below, followed by our featured Credit Card Defense article 



Featured Attorney

 
Gregory Artim - Consumer Attorney
Serving all of Western Pennsylvania
www.GregArtim.com
412-823-8003

 

Credit Card Defense


Credit Card collection lawsuits are filed by the hundreds each day in Pittsburgh and Allegheny County. The lawsuits are filed by the Credit Card Companies themselves, and by collection agencies such as LVNV, Unifund, Atlantic Financial and more.

There are many things that a credit card company must prove to prevail in such a lawsuit.  First and foremost, the credit card company must produce some type of proof that an agreement existed between you and the company. It is expected that that proof come in written form, by means of some document that bears your signature. In limited circumstances, a signature is not required, such as where the credit application was taken orally via a phone representative of the company.

Next, the CC company must prove the terms of the agreement, that is, the interest rate, default interest rate, when the interest is to be applied, when payments are due, etc... Then, the company must prove that there was a default on your part, namely, that you didn't make a payment when it was due. Finally, the Credit Card Company must prove the amount that it is owed. Charges, interest, penalties, late fees, must all be spelled out with particularity to prevail in a collection case in Pittsburgh.



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